A New & Used FIAT Main Dealer in Newcastle under Lyme, Staffordshire
Deansgate Garages, Keele Road, Newcastle under Lyme, Staffordshire, ST5 2HN
Tel: 01782 622141
Fax: 01782 623070
i-Deal is the flexible way to finance your new car. This finance plan gives you a guaranteed minimum future value on your car, so you´re clear where you stand at the end of your agreement. You also get a choice of what to do with your car when your contract finishes.
How i-Deal Works
With i-Deal you put down a deposit at the start of your agreement. You also set aside a proportion of your chosen car´s value until the end of the agreement.
This amount is the Guaranteed Minimum Future Value for your FIAT. It gives you the peace of mind that you know where you stand at the end of your agreement and it also means your monthly repayments are lower.
With i-Deal, you can choose a repayment term anywhere from 20 to 42 months and you also select an appropriate annual mileage of between 5,000 and 25,000 miles.
Annual Mileage
When you're working out your annual mileage try and base it on what you have done in the past. Make your allowance generous and then you can really enjoy the time you spend behind the wheel.
Going Over Your LimitIf you do go over your agreed annual mileage then you will need to pay an excess mileage charge. This is calculated on a pence-per-mile basis and will be shown on your finance quotation.
Going Under Your LimitIf you cover fewer miles than you anticipate, your car might be worth more than originally estimated, which means that you might have some equity to put towards your next car.
Flexible Options
At the end of your i-Deal agreement you have the flexibility to choose one of three options:
1. Part-Exchange Your FIATWe aim to ensure that your final payment should be less than the actual value of your car. This means you should have some equity to put towards your next car.
2. Return The CarYou can simply hand back the car and the keys and walk away. You´ll just need to make sure that you haven´t gone over your agreed mileage and your car is in good condition. Of course, we allow for the normal wear and tear of daily use. It´s in your interest to keep your car looking its best inside and out.
3. Keep The CarAll you need to do is pay the outstanding amount (balloon payment) and you can keep the car. You can choose to pay this with a loan which can be spread over 12 or 24 months. All loans are subject to credit approval.
Hire Purchase is an easy and straightforward way to pay for your FIAT. You know exactly what you are paying every month and at the end of your agreement you get to keep your car.
Hire Purchase And You
This finance plan might be the best suited to you if:
How Hire Purchase Works
First you put down a deposit - as a cash payment or from the value of a part-exchange, or both. You then arrange a regular monthly payment amount over a term of between one and five years. Then at the end of your agreement, and providing you have paid all your installments, the car is yours to keep. It doesn't get much easier than that.
Simple Budgeting
If you have built up a deposit to finance part of the cost, this will be reflected in your monthly payments. Your chosen agreement length also affects this. The plan is designed to be a really simple way of spreading the cost of your car.
If you´re a private owner, then Personal Contract Hire could be perfect for you. It brings together all your costs in one easy monthly repayment and gives you many other benefits including a comprehensive maintenance package and road fund licence.
How Personal Contract Hire Works
You start by making a low initial down payment - this is typically three months´ rental. Your monthly payments are fixed and based on an agreed lease period and mileage. At the end of your agreement you simply hand the vehicle back, with nothing more to pay - as long as you haven´t exceeded your mileage and the condition is satisfactory.
You can also include a full maintenance package within the monthly rental. This covers regular servicing costs as well as the costs of wear and tear to things like brakes and tyres.
Our GAP plans start to protect you where your conventional motor insurance stops. In the event of your FIAT being stolen or written-off, these plans cover any shortfall between the agreed full insured value that your motor insurer pays out and the outstanding balance of your finance agreement – which may well be higher. So the plans protect you financially and don´t leave you out of pocket.
FIAT Insurance Finance GAP
Covers the difference between the amount your comprehensive motor insurance company will pay and what you actually owe under your finance agreement
Pays out up to a maximum of your outstanding finance balance or up to £15,000 whichever is the lesser value (cover available is dependant of the purchase price of your vehicle)
For a one-off payment, be protected for the term of your finance agreement, up to a maximum of five years
FIAT Insurance Invoice GAP
Covers either the difference between the amount your comprehensive motor insurance company will pay and the vehicle purchase price or the amount you actually owe under your finance agreement, whichever is the greater amount.
Your comprehensive motor insurance company will offer you the market value at the time of your claim and this might be less than the amount you paid for your vehicle, especially if you have had your car for a while.
Invoice GAP could either pay out up to a maximum of the purchase price of the vehicle, or the amount you owe on your finance agreement, whichever is the greater, or the maximum benefit of £20,000 (cover available is dependant of the purchase price of your vehicle).
For a one-off payment get the very best peace of mind protection for:
up to a maximum of three years if you have no finance agreement; or
up to a maximum of five years if you have an outstanding balance on your finance agreement.
SMART stands for Small Motor Accident Repair Technology and is a policy designed to assist in maintaining the appearance of your vehicle as at the time of purchase.
The SMART Insurance policy from Fiat provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no claims bonus.
Key Features And Benefits
The SMART Insurance policy from Fiat provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no claims bonus.
The policy helps ensure your vehicle remains free from chips, minor dents, light scratches and scuffs.
With a SMART Insurance policy from Fiat, your vehicle is covered for damage caused by everyday motoring. You can claim up to £3,000 in aggregate (including VAT). The total cost of repairs cannot exceed the above amount as this is not considered to be ´minor damage´. There is no excess payable.
Benefit The SMART Insurance Way
The SMART Insurance Policy Covers
What Is Alloy Wheel Insurance?
In today’s driving conditions minor vehicle damage to alloy wheels is almost a certainty. Alloy Wheel Insurance covers the cost of repairs resulting from accidental damage to alloy wheels caused by kerbing, scuffing, chips and scratches.
Key Features and Benefits:
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BS Marson and Sons Ltd, Registered in England & Wales, Company Registration Number: 2838635, VAT No. 642 8637 19
